The complaint is not a finding or ruling that the defendants have violated the law. See Your Offers Testimonials What People Are Saying We help consumers resolve past-due debts. The Bureau also alleges that each violation of the consent order constitutes a violation of the CFPA. Debt & Credit Collections Services Midland Credit Management Debt Solutions & Services MCM has helped over 7 million consumers gain control of their financial obligations. The Bureau further alleges that the companies violated the CFPA by failing to disclose possible international-transaction fees to consumers, thereby effectively denying consumers an opportunity to make informed choices of their preferred payment methods. Midland Funding, Encore Capital Group, Asset Acceptance Sued for Violating. ![]() The Bureau also alleges that the companies violated the consent order, the CFPA, and the FDCPA by suing consumers to collect debts even though the statutes of limitations had run on those debts and violated the consent order by attempting to collect on debts for which the statutes of limitations had run without providing required disclosures. The Bureau’s complaint, filed in federal district court in the Southern District of California, specifically alleges that since September 2015, Encore and its subsidiaries violated the consent order by suing consumers without possessing required documentation, using law firms and an internal legal department to engage in collection efforts without providing required disclosures, and failing to provide consumers with required loan documentation after consumers requested it. The Bureau’s complaint seeks injunctions against them, as well as damages, redress to consumers, disgorgement of ill-gotten gains, and civil money penalties. ![]() The Bureau alleges that Encore and its subsidiaries have violated the terms of this consent order and again violated the FDCPA and CFPA. Encore and its subsidiaries are currently subject to a 2015 consent order with the Bureau based on the Bureau’s previous findings that they violated the Consumer Financial Protection Act (CFPA), Fair Debt Collection Practices Act (FDCPA), and Fair Credit Reporting Act. The companies, which are headquartered in San Diego, California, together comprise the largest debt collector and debt buyer in the United States, with annual revenue exceeding $1 billion and annual net income exceeding $75 million. and its subsidiaries, Midland Funding, LLC Midland Credit Management, Inc. Encore Capital Group is a Certified Professional Receivables Company (C1312. ![]() Today the Consumer Financial Protection Bureau (Bureau) filed a lawsuit against Encore Capital Group, Inc.
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![]() This will display KnockKnock's preference's window (note, this Window is also displayed via the 'Preferences' menu item):ĭisplay everything it finds (by default it filters out signed Apple and white-listed items). To control or influence the execution of KnockKnock, click the 'gear' (preferences) icon found at the bottom left of the window. The 'info' button will display detailed information about the item, including its hash, size, plist (if applicable), and signed status:Īs of version 2.0, if the item is persisted via a property list (plist), one can click on this to view it's contents:īack to the main window, clicking on the final button ('show') in the item's row, will reveal the item in a Finder window. Moreover, the name of the category will be similarly highlighted: If known malware is detected, the item's name and VirusTotal button will be highlighted in red. Known files contain a link to the full analysis report and a 'rescan?' button that will rescan the file. If the file is unknown, clicking the 'submit?' button will submit the file for analysis. With the query complete, the button can be clicked to reveal a popup containing VirusTotal-specific information about the file. ![]() Once the query is complete, the title of the button is automatically updated with either the detection ratio, or a '?' if the binary is not known to VirusTotal. While VirusTotal is being queried, this button displays '■ ■ ■'. If the item is an executable binary, KnockKnock automatically queries VirusTotal with a hash of the binary in order to retrieve any information. These buttons provide information about item's VirusTotal (anti-virus) scan results, general information about the file, and the ability to view the item in Finder. Clicking on any of the categories will display the items for that category in the right-hand items' table.Įach row in this table contains the name of the detected item, an icon indicating whether it belongs to Apple,, or a 3rd-party (but still signed), or is unsigned, its full path, and then various informational and actionable buttons. Each row contains the name and brief description of the category, and the number of detected items. The left-handle table contains the categories of persistent software that KnockKnock scans. Although by default signed-Apple binaries are filtered out, legitimate 3rd-party software will likely be displayed. By design, KnockKnock simply lists persistently installed software. ![]() Press the 'Start Scan' button to instruct KnockKnock to scan known locations where persistent software or malware may be installed. This is optional, but will allow KnockKnock to perform a more comprehensive scan.įor more information on "Full Disk Access", see: " Full Disk Access and Why You Shouldn't Be Afraid of It" On recent versions of macOS, KnockKnock will prompt for "Full Disk Access": “I’m thrilled to congratulate these motivated students, who worked hard to earn the AP Capstone Diploma and AP Seminar and Research Certificate,” said Trevor Packer, head of the Advanced Placement ® Program. Students are assessed on the critical thinking, research, collaboration, time management, and presentation skills needed to complete their projects. Instead of focusing on one specific academic discipline, AP Seminar and AP Research are interdisciplinary: students are empowered to create research projects based on topics of personal interest. Unlike traditional AP ® subject exams with a single end-of-year assessment, AP Seminar and AP Research assessments are project based and evaluate skills mastery through group projects, presentations, and individual essays completed throughout the year. Approximately 14,100 students earned the AP Capstone Diploma, and 9,200 earned the AP Seminar and Research Certificate. Over 2,200 schools participated in the AP Capstone program worldwide during the 2021-22 school year. ![]() Students are increasingly participating in the AP Capstone program. To receive the AP Seminar and Research Certificate, students must earn scores of 3 or higher in AP Seminar and AP Research. To receive the AP Capstone Diploma, students must earn scores of 3 or higher in AP Seminar, AP Research, and on four additional AP Exams. This is a meaningful college readiness program that will serve our students well after high school.” ![]() “Our AP Capstone ™ students and teachers showed extraordinary commitment while facing historic challenges. “We proudly recognize the achievements of students who participated in the AP Capstone Diploma program,” said Terry Huddleston, BHS Principal. ![]() The AP Capstone Diploma program helps students develop the critical thinking, research, collaboration, and presentation skills that are critical for academic success. ™ A total of two have earned the AP Seminar and Research Certificate ™ during the 2021-22 school year. and around the world.īranford, FL- At Branford High School, two students have earned the AP Capstone Diploma. She enjoyed the process of creating her own unique style by layering alterations of digital images until she achieved the desired effect.Over 2,200 schools participated in the AP Capstone Diploma program, a project-based learning experience valued by colleges and universities across the U.S. Because of this, Yuki ended up moving away from acrylic paintings to a more digital approach – something that was very new to her. She says that the AP curriculum required her to review and reflect on her approach and process to ensure they are aligned with her overall vision. Reeve’s AP Art and Design course.Īrt has become more of a reflective practice for Yuki because of her AP Course. Using more items from everyday life to produce compositions opened new pathways for creation as well as a feeling of interconnectedness with her surroundings for Yuki during her time as a student in Ms. Lynsey Reeves, the Head of Visual and Performing Arts at AIS, for encouraging her to experiment more with different tools for creation during the AP Art and Design course. These walks have become a part of Yuki’s process. She enjoys taking walks alone in nature to feel the connection with her surroundings. ![]() Yuki says most of her artworks occur as sudden inspirations. My artwork tries to show the connections.” Similarly, Yuki says that “for my ideas, I also use my own figure mixed with natural scenes to express a message.” For one of her most notable pieces, she took a photo of Shenzhen Bay with the city just over the horizon and combined it with a self-portrait to “show the similarities between the female body and nature. Where once a vibrant culture existed in Dunhuang, now is only a memory, but aspects of their society’s imagery live on in today’s contemporary Chinese culture. In particular, she states that Yang Yingying’s brand TUYUE is a notable source of ideas for her recent works: “She tries to show Chinese culture and history through clothing design which has given me a lot of inspiration.”įor Shanghai Fashion Week this year, TUYUE used the The Mogao Caves, also known as the Thousand Buddha Grottoes, as a source of inspiration for the theme of “existence.” Yang’s designs help shed a light on her worldview that civilization is ever changing in its course. Yuki takes inspiration from a few modern artists. ![]() There are many varieties of Linux, but almost all of them use similar commands that can be entered from the terminal. This page gives an introduction to using the command-line interface terminal, from now on abbreviated to the terminal. That is faster and more powerful, but requires finding out what the commands are." The traditional Unix environment is a CLI (command line interface), where you type commands to tell the computer what to do. "Under Linux there are GUIs (graphical user interfaces), where you can point and click and drag, and hopefully get work done without first reading lots of documentation. How to create upsidedown and/or reverse text with your terminal.An extremely handy tool :: Incremental history searching.sudo: Executing Commands with Administrative Privileges.Therefore, if find returns a large number of files, we should consider piping the result to the xargs command. Comparing to the find -exec rm approach, using xargs on this test is 120 times faster! Wow! This time, it took only 0.05 seconds to remove the files. We’ll delete 3000 files using each command and measure their execution time using the time command.įirst, let’s test with the find -exec rm approach: $ touch. Next, let’s do the same performance test with each approach and benchmark their performance. Therefore, if our find command returns a large number of files or directories, find | xargs COMMAND will be much faster than the find -exec COMMAND approach. Benchmarking the Performance of find -exec and find | xargs To learn the answer, let’s discuss their performance. We may ask: If find -exec rm can solve the problem, why do we need to introduce an extra xargs process to do the same? Let’s restore the test directory and test it: $ find test -type d -name '.git' | xargs rm -rĪs the output above shows, all. Next, let’s see how to remove all whatever.txt files using this approach: $ find test -name 'whatever.txt' | xargs rm Alternatively, we can also pipe the result of the find command to xargsand let xargs call the rm command to delete those files. Now, we’ve learned that we can execute the rm command using find‘s – exec action. ![]() If the -delete action is at the first position, during its evaluation, it’ll delete the given directory and everything in it, which is the test directory in our example. However, we shouldn’t forget that find treats them as three expressions as well.Īn expression in the find command will be evaluated, returning a boolean value, and the -delete action always returns true. We can call the three options: -delete, -type d, and -name ‘.git’. However, when we check the result, we’ve found that the test directory has been deleted completely! Let’s understand why it has happened. It means the command has been executed successfully. Ls: cannot access 'test': No such file or directory Now, let’s re-order the options in our last find command by moving the -delete option to the first position and see what will happen: $ find test -delete -type d -name '.git' We know that the order of options of a Linux command doesn’t usually matter.įor example, the following two ls commands are identical, even though the options are in a different order: ls -F -a -l -color ![]() These commands ignore the Stdin.įor instance, when we execute the command “ rm file“, rm accepts the command-line argument file, which is indicating a file. Typical examples are those commands doing file handling, for example, cp, mv, and rm. However, not all Linux commands support reading from Stdin. We can see this kind of “command chain” pretty often in the real world. We can pipe the Stdout to further commands that support reading from Stdin, for example: $ ls -1 / | grep '^m' | sed 's/^m/OK_m/' This command works because the grep command accepts reading from the Stdin. Simply put, here, the pipe converts the standard output (Stdout) of ls to standard input (Stdin) of the grep command. In the simple example above, we pipe the ls command’s result to grep and find out the root directories whose names begin with “m”. First of all, let’s see an example: $ ls -1 / | grep '^m' We need to understand what the pipe does before we answer this question. ![]() Starbucks ® Blonde Vanilla Latte Prepare 1 shot of Starbucks ® Blonde Espresso Roast by Nespresso ® and pour into a mug. How many shots of espresso are in a blonde vanilla latte? Blonde roast coffee has a milder flavor than dark roast coffee. There is no significant difference between the amount of caffeine in blonde and dark roast coffee However, the roasting process does change the flavor of the coffee somewhat. Lighter-bodied and mellow, these coffees awaken the senses gently and deliver an approachable and flavorful cup with slight hints of roast. STARBUCKS BLONDE ® ROAST First up, let’s look at Starbucks ® Blonde Roast, at the lighter end of the Starbucks ® roast spectrum. What is the lightest coffee at Starbucks? This makes it a universally enjoyable option that even people who don’t like bitter coffee may find appealing. Now, the new Blonde Espresso is similar when compared to Starbucks’ other espresso blend: It’s a lighter roast, so it’s not as bitter. If you don’t love the taste of strong coffee, you’ll most likely enjoy drinks made with blonde espresso. To make this drink decadent, add Vanilla Sweet Cream Cold Foam on top. What do you put in an iced blonde vanilla latte? ![]() Starbucks blonde roast espresso has 85mg of caffeine, 10mg more than the original shot(75mg). What makes it stronger are the beans selected for the roast instead of the roasting process itself. In terms of acidity, though, a blonde roast is much stronger than a dark roast.Ī shot of blonde espresso is stronger than the original espresso because it has more caffeine per serving. In this respect, a dark roast would be ‘stronger’ in flavor. In terms of a strong flavor, darker roasts tend to be more bitter, while blonde roasts are much more mellow. What is this? The lighter the color of the coffee bean, the more caffeine it has At Starbucks, a grande blonde espresso drink has 360 mg of caffeine, while their dark roast has 260 mg. When it comes to caffeine content, Starbucks blonde roast is stronger than their medium or dark roasts Although, the classic and dark roasts have bolder and more vivid coffee flavors. Let’s start with Starbucks’ description of the Blonde Vanilla Latte: “Our Starbucks Blonde Espresso, which is seriously smooth and subtly sweet, meets steamed milk and vanilla syrup, creating a delightful twist on a beloved espresso classic.”. The only difference between a Blonde Vanilla Latte and a Vanilla Latte is the type of espresso that’s in the drink Blonde Vanilla Latte contains blonde espresso, a light roast, and Vanilla Latte has dark roasted espresso. Is Blonde Vanilla Latte the same as vanilla latte? What does it mean when a Starbucks drink is blonde?Īccording to the American coffee giant, Blonde espresso is a lighter roast made from Latin American and East African coffee beans that delivers a sweet flavour and “smooth, creamy mouthfeel.” Starbucks’ original espresso is made with dark roasted beans from Latin America and the Asia/Pacific region. Our seriously smooth and subtly sweet Starbucks® Blonde Espresso balanced with steamed milk and a light layer of foam creates an ideal cup for those who prefer a lighter-roasted coffee. The difference between a latte and a blonde latte is the coffee beans that are used and the number of espresso shots in the drink Blonde lattes are made with blonde roasted coffee beans and use two espresso shots instead of one. What is the difference between a latte and a blonde latte? ![]() It’s silky and smooth, and it does not taste burnt like the traditional dark-roast espresso And the baristas cut down on the flavored syrup additives in drinks made with the new blonde roast, because there’s a naturally occurring sweetness in this espresso. What does Starbucks Blonde vanilla latte taste like? |
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